It’s a rare day when I’m happy to be a 35-year-old who still black holes a monthly rent check to the landlord.  But according to housing woe projections from Fortune on CNN Money, it looks like my lack of buying power might bring smiles for at least the next five years. According to their crystal ball, an $856,000 home in the Washington area may sell for as little as $641,000 in five years. The reason? At current prices and interest rates, it’s more cost-efficient to rent.  Check these projected values for upscale homes around the country.