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I just clicked off the TV, and pulled myself away from the congressional hearing with former AIG executives. Man, were they restrained. Less than two weeks ago, Secretary of the Treasury Henry Paulson was on his knees—-literally on his knees!—-begging for congressional support for the bailout. And now these guys seem only mildly upset about the collapse of their company. With responses like these, it’s hard to imagine how and when regular people will start to feel a sense of relief and assistance. So, it’s nice to see a story in today’s newspaper that offers some change:

From the Washington Post:

Bank of America has agreed to rework the terms of up to 400,000 distressed mortgages nationwide starting Dec. 1 to settle lawsuits and investigations pending against one of its subsidiaries.

The settlement could be the largest in predatory lending history. It could save $8.7 billion for customers of Countrywide Financial, the nation’s largest mortgage lender before it was hobbled by subprime loans and bought by Bank of America.

And now, the local angle:

About 8,000 homeowners in Virginia, 7,000 in Maryland and 500 in the District could benefit, said Dan Frahm, a Bank of America spokesman. The settlement covers customers whose accounts are managed by Countrywide, even if they originally took out the loan from another lender.