Hey, if you don’t like the “Poor Man’s Problem” language in the headline—-well, it didn’t come from me.

A few months back, I was speaking with a housing support counselor for this story, and she used the term to make the same point: That foreclosures are affecting Mansion-proprietors and bleak rowhouse owners alike.

Thing is though, the 2009 foreclosure crisis isn’t identical to 2007 crisis.  The Wall Street Journal, using an analysis from Zillow,is reporting that wealthy Americans are increasingly responsible for a greater proportion of the nation’s foreclosures.

In fact, the numbers show a recent spike in foreclosures from the top third of local housing values. Everything’s kind of equaled out: Roughly one third of those affected own the nation’s most expensive houses; One third own the nation’s least expensive houses, and then the middle third’s got close to the same share. Here’s some more from the story:

About 30% of foreclosures in June involved homes in the top third of local housing values, up from 16% when the foreclosure crisis began three years ago, according to new data from real-estate Web site Zillow.com. The bottom one-third of housing markets, by home value, now account for 35% of foreclosures, down from 55% in 2006.

The report shows that foreclosures, after declining earlier this year, began to accelerate in the late spring and that more expensive homes have more recently accounted for a growing share of all foreclosures. “The slope of that curve in recent months is much sharper than it was recently,” said Stan Humphries, chief economist for Zillow. Rising foreclosures among more-expensive homes could create added pressure for a housing market that has shown signs of stabilizing in recent months as sales of lower-priced homes pick up.