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The Apartment and Office Association of Metropolitan Washington—the folks who build and service buildings and the lawyers who represent them—holds a seminar this morning on fair housing and predatory lending guidelines, at the ritzy Capital Hilton hotel. Also happening now in the True Reformer building on U Street, the Department of Housing and Community Development convenes a symposium on furthering fair housing, with a bunch of do-goodery social services types in attendance. To each their own.