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Hartford, Conn., is the insurance capital of America, not a place you’d think of as hip. So it’s quite a coup that the New England city has become a little hub for the indie pop scene. It’s home to Studio .45, where bands like the Lilys and Poole get away from the distractions of hipper towns like D.C. to capture and their catchy tunes; and now the Pernice Brothers (pictured) have followed suit for their debut, Overcome by Happiness, out on Sub Pop. The band is led by Joe Pernice, ex-Scud Mountain Boy, who honed his penchant for countrified pop in Northhampton, Mass. After leaving that band because of creative differences (the Scuds were a little bit country and Joe was a little bit rock and roll), he recruited his brother Bob and two sometime Lilys (drummer Aaron Sperske and bassist Thom Monahan) to form the Pernice Brothers. The result is what you’d expect from a combination of the melancholy power of Big Star, the lush pop of the Beach Boys, and a bit of residual twang a la Hank Williams: a beautiful record. The Pernice Brothers open for Last Train Home at 9:30 p.m. at Iota, 2832 Wilson Blvd., Arlington. $6. (703) 522-8340. (Tina Plottel)