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Yes, ma’am. You’ve been approved for that mortgage. Though there is this issue of an unpaid doctor’s visit from 1979. Sorry, sir. You were turned down. You aren’t making enough money. Sir, please don’t use that kind of language. For seven years, jazz guitarist Stuart Hart was forced to slap on a tie, dig into people’s credit histories, and merely dream about his ax. Tendinitis had overtaken his right arm, derailing the musical career he had spent 12 hours a day working towards while at Towson University. But intense physical therapy brought his arm back, and in 1997, Hart began playing again. His scorching debut, Inner Voice, a fusion outing in the vein of John McLaughlin, Scott Henderson, and Frank Gambale, is a testament to Hart’s perseverance. Marvel at his skills—and don’t ask about home financing—when Hart plays at 8 and 10 p.m. at Blues Alley, 1073 Wisconsin Ave. NW, Rear. $16. (202) 337-4141. (Christopher Porter)